Terms of Service

Welcome to CRE Finance Guide ("we," "us," or "our"). These Terms of Service ("Terms") govern your use of our website, https://crefinanceguide.com, and any related services, tools, or resources we provide (collectively, the "Services"). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you may not use our Services.

Please read these Terms carefully before using our website.

1. Acceptance of Terms

By using our website, you confirm that:

• You are at least 18 years old or have the legal capacity to enter into a binding agreement.
• You will use our Services in compliance with these Terms and all applicable laws and regulations.
• You understand and accept that we reserve the right to modify these Terms at any time. Changes will be effective upon posting on our website. Your continued use of the Services after such changes constitutes your acceptance of the updated Terms.

2. Use of Our Services

2.1 Permitted Use

You may use our Services for lawful purposes only. Specifically, you agree to:

• Access and use our content, tools, and resources for personal or professional purposes.
• Comply with all applicable laws, including intellectual property laws.
• Not engage in any activity that disrupts, damages, or impairs our Services or servers.

2.2 Prohibited Activities

You agree not to:

• Use our Services for illegal, fraudulent, or unauthorized purposes.
• Attempt to gain unauthorized access to our systems, networks, or user accounts.
• Copy, modify, distribute, sell, or exploit any portion of our content without permission.
• Post or transmit any harmful, offensive, or inappropriate material, including spam, viruses, or malware.
• Impersonate another person or entity or misrepresent your affiliation with us.

3. Intellectual Property Rights

3.1 Ownership

All content on our website, including text, graphics, logos, images, videos, software, and other materials, is the property of CRE Finance Guide or its licensors and is protected by copyright, trademark, and other intellectual property laws.

3.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our content for personal or internal business purposes. You may not:

• Reproduce, distribute, or create derivative works based on our content without express written permission.
• Remove or alter any copyright, trademark, or other proprietary notices from our content.

3.3 Trademarks

The trademarks, service marks, and logos used on our website are owned by CRE Finance Guide or its licensors. You may not use these marks without prior written consent.

4. User Contributions

4.1 Submissions

If you submit content to us (e.g., comments, feedback, or inquiries), you grant us a perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, adapt, publish, translate, and distribute such content for any purpose.

4.2 Responsibility

You are solely responsible for any content you submit. You represent and warrant that:

• Your submissions do not violate any third-party rights, including intellectual property, privacy, or publicity rights.
• Your submissions are accurate, truthful, and not misleading.

5. Third-Party Content and Links

Our website may include content, links, or references to third-party websites, products, or services. We do not endorse, sponsor, or assume responsibility for such third-party content. Your use of third-party sites is at your own risk and subject to their terms and policies.

6. Disclaimers

6.1 No Warranties

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

• Accuracy, reliability, or completeness of information.
• Fitness for a particular purpose or non-infringement.
• Uninterrupted or error-free operation of our website.

6.2 Limitation of Liability

To the fullest extent permitted by law, CRE Finance Guide and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our Services.

7. Indemnification

You agree to indemnify, defend, and hold harmless CRE Finance Guide and its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of:

• Your use of our Services.
• Your violation of these Terms.
• Your infringement of any third-party rights.

8. Termination

We reserve the right to suspend or terminate your access to our Services at any time, without notice, for any reason, including if you violate these Terms. Upon termination, all provisions of these Terms that by their nature should survive will remain in effect, including ownership, disclaimers, and limitations of liability.

9. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of New York. Any disputes arising under or related to these Terms shall be resolved exclusively in the courts of New York.

10. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

11. Entire Agreement

These Terms constitute the entire agreement between you and CRE Finance Guide regarding your use of our Services and supersede all prior agreements or understandings, whether written or oral.

12. Contact Us

If you have any questions, concerns, or requests regarding these Terms, please contact us at:

Email: info@crefinanceguide.com
Phone: 646.820.2775
Address: New York, NY 10004

Thank you for choosing CRE Finance Guide. We are committed to providing valuable resources and tools to help you navigate commercial real estate finance. By using our Services, you agree to abide by these Terms and contribute to a positive and respectful online community.